We Create Financial Solutions To Get Out Of Debt

I don't know what to do or where to turn. But I do know one thing: I can't go on like this. At the Morristown, New Jersey, law office of Ast & Schmidt, P.C., we frequently hear comments like this from potential clients. People feel overwhelmed by credit card debts, medical bills and large mortgages.

Many believe that there is no way out, but there is a light at the end of the tunnel. That light may be reached through declaring bankruptcy and starting over with better financial decision-making. The process exists as a legal option for people because the government recognizes that people need relief from debt in order to be productive members of society.

Many types of debts may be discharged in bankruptcy. These include credit card debt, medical debt, tax debt, business loans, guaranteed loans and some student loans. You may also seek relief from judgments against you through bankruptcy.

To learn more about bankruptcy and your legal options for financial relief, please follow the links below:


Filing for bankruptcy can save your home from foreclosure, but taking action quickly is important. Filing your bankruptcy paperwork even one day after the foreclosure sale will not get your house back. If you think that you may lose your home, talk with an attorney as soon as possible. You may have more legal alternatives than you think, such as mortgage modification or other options, under New Jersey state law.

To learn more, please follow the links below:

Contact A Morristown Bankruptcy Attorney

Call Ast & Schmidt, P.C., at 973-984-8024 to schedule a free, initial consultation with an experienced bankruptcy lawyer. You may also simply complete our online contact form.

We offer flexible hours — Monday through Friday — with all meetings by appointment. Evening meetings are available. Our office is conveniently located across the street from the Morris County Mall, and we have off-street parking.