Creditor Harassment

Morristown Creditor Harassment Attorneys

Protecting Clients in Morris County and Beyond from Creditor Harassment

Bill collectors are relentless, and some of the tactics they employ amount to harassment and abuse. While the Fair Debt Collection Practices Act (FDCPA) places restrictions on the activities of companies that pursue delinquent debts, some creditors and debt collectors ignore the rules, skirt the law, and violate your rights.

Do you need help with creditor harassment? Contact us today by calling (973) 363-2260 to learn more about how we can help you!

Are You a Victim of Creditor Harassment in Morristown?

If you have overdue payments or outstanding debts, you are likely inundated with calls from collection agencies hounding you for payments. Some credit collection firms push the legal boundaries to get a debtor to pay up.

Under federal law, it is illegal for creditors to engage in any of the following acts:

  • Provide false information about the amount you owe
  • Falsely claim to be an attorney
  • Falsely claim they will have you arrested
  • Contact third parties and reveal private information about your debt
  • Call you repeatedly
  • Harass or abuse you, threaten you with harm, or use obscene language
  • Publicize your identity

Stop Creditor Harassment with Help from Our Firm

At Ast & Schmidt, P.C. in Morristown, we offer legal support to people who are victims of creditor harassment. If a creditor has violated federal law and engaged in illegal actions, we can help you file a complaint or lawsuit, potentially securing substantial compensation to cover financial damages and legal fees.

Filing Bankruptcy in Morris County: End Creditor Calls, Letters, and Lawsuits

Another option you have to end harassment is filing for Chapter 7 or Chapter 13 bankruptcy. Bankruptcy initiates an automatic stay that puts an immediate end to all collection activities. Bill collectors will no longer be able to contact you by phone or send you threatening letters or emails. Even wage garnishment, lawsuits, evictions, and foreclosure proceedings are put on hold. And, once your bankruptcy petition is filed, your creditors will be ordered to direct all further correspondence concerning your debts to your lawyers.

Filing for bankruptcy can bring you relief from vehicle repossession, the threat of foreclosure, and constant calls to your home or work. Our bankruptcy lawyers at Ast & Schmidt, P.C. have decades of experience ending creditor harassment. If appropriate, we can help you file Chapter 7 or Chapter 13 bankruptcy.

Once your case is filed, you can expect:

  • An immediate automatic stay
  • Prevention of further financial harm while your case is pending
  • Legal penalties for debt collection companies that ignore the automatic stay

Connect with Us As Soon As Possible

Speaking with an experienced debt relief attorney in Morristown is the first step to a brighter financial future. We are ready to help you gain invaluable freedom from creditor calls, letters, and lawsuits.

To find out more about filing for bankruptcy or ending creditor harassment, contact us at (973) 363-2260 today.

Filing Bankruptcy in Morristown?

Our team of bankruptcy attorneys at Ast & Schmidt, P.C. can take the right actions to help you achieve relief from crushing debt. We promise you, there is a light at the end of the tunnel.

Past Clients Tell Us Their Stories

  • “I have personally used Ast & Schmidt and have recommended them to friends and family members as well. Robert and Antoinette are always responsive, timely, and available to go over any questions or ...”

    - Rena Z.
  • “Throughout our experience with Ast & Schmidt, my husband and I were treated with the utmost respect and compassion. Whenever there was a question (even during COVID), Rob Schmidt was most accessible ...”

    - Iris G.
  • “Hiring this law firm was an excellent choice. Robert and Antoinette were just great. I would recommend them to whomever needs an attorney. They were responsive to my needs and were spot on with their ...”

    - Erin S.
  • “I had the pleasure of working with David Ast and his assistant Antoinette. The entire bankruptcy process was explained simply, and all shame was immediately removed. 100% recommended for any New ...”

    - Sarah F.
  • “They took care of me through both a bankruptcy and home sale. Smart, detailed, professional, as well as personable. What more could you look for? Highly recommended!”

    - Eric S.

What Sets Us Apart

How We Can Help You 
Move Forward
  • Personalized Services Tailored for You
  • Over 30 Years of Bankruptcy Experience
  • Free Initial Consultations
  • Available After Hours by Appointment
  • Direct Advice from Our Attorneys
  • Realistic Expectations Provided

Begin Your Fresh Start

Our team has over 30 years helping clients.  Let us help you.
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